Could your home deposit be helped by your super?
It’s no secret that saving for a house is tough. Raising the money for a deposit can seem to take forever, even if you’re consistent with your savings plan. Want …
Retire on your own terms
As the novelist C. S. Lewis once observed, “You are never too old to set another goal or to dream a new dream.” Retirement should be the start of a …
New rules to benefit those downsizing for retirement
Australians aged 65 and over who are downsizing for retirement can now contribute the proceeds from the sale of their main residence (up to $300,000) into super. We take a …
How to spend more to save
The old saying “penny wise, pound foolish” couldn’t ring truer than in today’s throw-away world of overconsumption and excessive production of disposable items. Did you know that many manufacturers have …
Who is the boss of your super?
It’s tempting not to think too much about your super when retirement is still a long way off. After all, it’s growing just fine by itself … right? But the …
Superannuation and separation: Who keeps the money?
A divorce from your husband or wife, or a separation from your de facto, could mean a division of your assets and debts, whether they’re held separately or together, and …
SMSFs and your retirement horizon
Self-Managed Super Fund (SMSF) trustees often ask themselves, “What is the right mix of investments for my SMSF?” It’s a very common question, and one that will need to consider …
Role-reversal: When your parents are relying on you
In the later stages of life, many seniors want to stay independent for as long as possible, but there usually comes a time when they need more support. So how …